Ivy says:
When you get super busy, you’ll forget something. And it’ll always be something important, like paying your auto insurance at renewal time. And you’ll only remember that you need to pay your renewal when you nearly wreck into someone. And then when you call to get that fixed, the computers at your insurance company will be down.
Every. Single. Time.
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Oh sh*t!
Or you forget to pay your phone bill and then you get a “it’s due or else” letter in the mail the day before a major holiday and thank God you checked it and paid it online before they cut off your phone service for a measly $74 bill not being paid. Oops.
Auto debit by each company is more then worth it, I avoid all late fees, no more missed bills, and I can check on line to make sure all the bills get paid.
I don’t use the banks payment service, they charge way to much money.